We offer a wide range of loan categories tailored to meet your specific financial needs. Whether you're looking for personal loans to handle daily expenses, business loans to expand your enterprise, educational loans for academic pursuits, or home loans to make your dream home a reality, we've got you covered. Our flexible terms and competitive interest rates ensure that you can find a loan solution that works best for your unique situation. Let us help you achieve your financial goals with a loan plan that fits you perfectly
The pack offers bigger loan packages to assist members in big investments
Loans are disbursed based on shares
Members are allowed to get two times their share investments
Repayment period is a maximum of 24 months
Interest rate is at 4% per month
This pack is aimed at assisting members with all their farming business requirements
Maximum loan amount is MK2, 000, 000
The product may be accessed at any time
The loan repayment period is 12 months
Interest rate is at 4% per month
This pack is aimed at assisting members with farming activities
Maximum loan amount is MK5, 000, 000
The loan repayment period is 8 months
Interest rate is at 4% per month
This Loan package aims at assisting members with short term financial problems
Maximum loan amount is MK1, 000, 000
The product runs for 6 months
Interest rate is at 4% per month
This is a weekend loan and is only accessible on Fridays
Maximum loan amount is MK500,000
Repayment period is 3 months
Interest rate is at 3.5% per month
This pack helps members with fast cash for immediate emergencies
Maximum loan amount is MK500, 000
Repayment period is 1 month
Interest rate is at 7% per month
This is a welcoming loan to new members
Maximum loan amount is K1,000,000
Repayment period is 4 months
Interest rate is at 4% per month
This pack caters for all the events throughout the year e.g. Valentine’s Day, Easter, Mother’s Day, Lake of Stars, Sand Festival etc.
Repayment period is 3 months
Interest rate is at 7% per month
Our Products
We offer a range of products designed to promote saving and provide credit to our members. These savings products include Shares, Ordinary Deposit and Fixed Deposit
Beneficiaries have to be members of the Sacco
To join, a member has to fill UN SACCO registration forms
All employees of UN systems and international NGOs in Malawi
Every member pays entrance fees of MK5, 000. This is once off payment
Out of the share contribution there is a non-redeemable share amount of K5,000
When a member exits and wants to rejoin, there is a rejoining fee of K20,000
A member contributes for a minimum of three months before accessing loans
Shares contributed constitute the basis on which the loan is calculated
Members make monthly contributions
Minimum monthly share contribution is at MK15, 000
At the end of each financial year the SACCO pays out dividends depending on the performance of the SACCO
Dividends are only paid out when the SACCO makes profits
This product allows its members to save money with UN SACCO
Minimum deposit contribution is at K5,000
The SACCO offers competitive interest rates
This product helps members save and grow their finances
The account operates like any other normal savings account operated by commercial banks
This product allows its members to save money with UN SACCO on a fixed term basis
Minimum fixed contribution is at K100,000
The SACCO offers competitive interest rates
This product helps members save and grow their financess
Operates on a fixed term basis in line with member needs
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